Useful Information.....Did you know that…..

there is an Act of Parliament that Under section 187 of the Social Security Administration Act 1992: apparently, this makes it a criminal offence for banks to take bank charges out of the accounts of people who are entirely dependent on social security benefits.

so if your bank has taken charges out of your Benefits eg:

if you are in receipt of any of the following benefits.
Income Support
Tax Credits
Child Benefit
Job seekers allowance
Incapacity benefit
Disability living allowance
Attendance Allowance
CSA payments
Other DWP payments.

which means:
That the bank can not apply any charges to money received as benefit, and any such charges are unlawful and therefore disallowed.

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/36790-bank-taking-your-benefits.html

also any charges from benefits over the last six years can be claimed back as well

PLEASE FEEL FREE TO COPY THIS PAGE AND E-MAIL/FAX/POST TO EVERYONE YOU KNOW AND MAKE SURE THIS MESSAGE GETS AROUND

DIRECT DEBITS

All sums taken for services by direct debit for goods that are faulty or never supplied can be put in dispute with your bank and the money must be refunded by the bank. The front line staff at a bank call centre may deny this but if you escalate through their official complaints procedure they will have to refund the payments disputed.

At this point it is up to the merchant to then pursue you directly for any money that it claims it is still owed.